Using Your PPO Insurance for Chiropractic, Massage, Physical Therapy & More in Costa Mesa

If you live or work in Costa Mesa, Fountain Valley, Newport Beach, Huntington Beach, Irvine, or surrounding Orange County cities, and you have a PPO health insurance plan, you may already be covered for care at Atlas Chiropractic & Wellness—often with little to no out-of-pocket cost.

Many patients are surprised to learn that PPO insurance doesn’t just cover chiropractic care. At our Costa Mesa wellness clinic, PPO plans frequently cover multiple services under one roof, including chiropractic, massage therapy, physical therapy, 1-on-1 Pilates, and cold laser therapy, helping patients recover faster and stay active without financial stress.

Our mission is simple: Help you feel better, use your benefits wisely, and never surprise you with retroactive bills.

What Is a PPO Health Insurance Plan? (Simple Explanation)

A PPO (Preferred Provider Organization) plan allows you to choose your healthcare providers without needing a referral.

With a PPO, you typically get:

• Freedom to see providers outside hospital systems
• Coverage for outpatient care
• Better flexibility for chiropractic, rehab, and wellness services

This makes PPO plans ideal for patients seeking natural, non-invasive care like chiropractic, massage, rehab, laser therapy, and corrective exercises.

What PPO Insurance Can Cover at Atlas Chiropractic & Wellness

Depending on your specific PPO plan, insurance may cover:

• Chiropractic care
• Physical therapy
• Corrective and therapeutic exercises
• 30- or 60-minute therapeutic massage
• Cold laser therapy
• Sports injury rehabilitation
• 1-on-1 Pilates for rehab, stability, and strength

Many patients appreciate being able to receive integrated care in one location, instead of being referred out to multiple offices.

Understanding Insurance Costs (Without the Confusion)

Insurance terms can feel intimidating, so here’s a clear, real-world breakdown.

Deductible

A deductible is the amount you may need to pay before insurance starts covering services.

Many PPO patients have:

• Low deductibles
• Or deductibles that have already been met earlier in the year

Copay

A copay is a fixed amount per visit, often $0–$50.

Many of our patients:

• Have no copay
• Or a very small one

Coinsurance

Coinsurance means insurance pays a percentage (often 70–100%) of covered services.

In practical terms, this often results in:

• Minimal out-of-pocket costs
• Or no cost at all for covered visits

Our No-Surprise-Billing Promise (Very Important)

At Atlas Chiropractic & Wellness, transparency is non-negotiable.

Here’s our promise to every patient:

• We verify your PPO benefits before care begins
• We explain your coverage clearly and honestly
• We review all fees in advance
• We customize care based on your needs—not insurance pressure

Most importantly:

👉 We NEVER give retroactive bills. Ever.
👉 You will NEVER receive a surprise bill from our office.

If there is any cost at all, you will know before treatment starts—period.

Why Using Your PPO Benefits Now Matters

Delaying care often leads to:

• Chronic pain
• Reduced mobility
• Longer recovery times
• Higher costs down the road

Using your PPO benefits now can help you:

• Recover faster
• Stay active and productive
• Avoid unnecessary medications or procedures
• Prevent future injuries

Many patients tell us they wish they had used their benefits sooner.

Complimentary Wellness Evaluation – Available Through the End of This Month

Through the end of this month, we are offering a complimentary wellness evaluation for new patients.

This includes:

• A one-on-one consultation with our doctor
• A review of your symptoms, goals, and health history
• A full PPO benefits check
• A clear explanation of coverage and costs
• A personalized care plan—before you commit to anything

Schedule Your Visit at Atlas Chiropractic & Wellness

If you have a PPO plan and are looking for chiropractic care, physical therapy, massage, or sports rehab in Costa Mesa, we’re here to help.

📍 Atlas Chiropractic & Wellness – Costa Mesa, CA
📞 Call us at 714 540 6792 or Book Online today
🗓️ Let us verify your benefits and explain everything upfront

Your insurance is there to help you feel better.
At Atlas, you’ll always know exactly where you stand—no surprises. See you soon!